• Parents ‘raid savings to fund property purchasing’

    Updated: 2012-03-31 20:26:30
    Mums and dads are prepared to withdraw cash from their saving accounts to help their grown-up children purchase their first home, a new study indicates. Significant numbers of parents are withdrawing money from their saving accounts in order to help their children get on the housing market, new research shows. Figures released by Lloyds TSB reveal [...]

  • Personal Loans For Poor Credit Provide Financial Aid to Meet Your Personal Needs and Desires

    Updated: 2012-03-31 08:25:35
    Have you defaulted on making your regular payments to the electricity or telephone department? Or the grocery bill is too big to be paid with your current income? Has your credit score gone below 600 and now you are in need of financial aid but unable to find suitable lenders? Well, this is a common [...]

  • Personal Online Loans – Details You Have to Provide When Applying Online

    Updated: 2012-03-30 19:40:28
    Do you need a personal online loan very urgent? If your answer is in the affirmative then I can assure you that you can get it. Online loans are those financial loans you can get from lenders or financial companies who basically operate through the Internet. It is quite different from the conventional loan you [...]

  • Don’t Forget To Do Your Taxes

    Updated: 2012-03-30 12:00:42
    Use these tips to file your last minute taxes. You can file manually, online, and maybe even free... here's how.

  • Online Loan Approval – Guide to Securing an Online Personal Loan

    Updated: 2012-03-30 01:13:36
    When it comes to securing an online personal loan, one thing you must take not of is that most lenders will want to see your credit history before they lend to you the money you are requesting. But of course, there are a few types of online loans in which such is not required, and [...]

  • File A Tax Extension – Tax Year 2011

    Updated: 2012-03-29 17:35:54
    If you are running behind and unable to file your 2011 tax return by the April 17th, 2012 deadline, you can file a tax extension several different ways.

  • Tips to Choose an Easy Personal Loan

    Updated: 2012-03-29 17:12:05
    While life isn’t always a walk in the park, sometimes it pays to make our lives easier. This is true when searching for loans. The process can become a headache if we don’t go about it efficiently. Here are some helpful tips to secure an easy personal loan: 1. Shop around. The first offer you get [...]

  • Consumers seek the best credit cards in time for Christmas

    Updated: 2012-03-29 08:25:52
    Many consumers will see the Christmas pinch magnified this year as the UK continues its struggle to escape recession. While irresponsible lending through credit cards and other lending products contributed to the credit crunch, credit cards should not be ruled out as a tool for helping consumers to get by, as when used properly they can [...]

  • Savers to be informed of rate changes

    Updated: 2012-03-28 20:25:34
    The new European rules will take effect on November 1, and specify that all banks and building societies are required to provide advance warning to customers of reductions to rates paid on bank accounts. Savings accounts providers will also have to communicate details of rate changes to account-holders when a bonus period comes to an end. [...]

  • Corporate Bonds – Why Business Corporations Issue Corporate Bonds

    Updated: 2012-03-28 08:25:52
    Generally we can divide the bonds market deals in two kinds of bonds, one is known as the corporate bonds while the other one is known as the municipal bonds. Here we would introduce and explain about the bonds and the ways one can make investment in them. Corporate bonds, as the name suggests are issued [...]

  • The U.S. Dollar is on the Rise

    Updated: 2012-03-27 22:17:05
    The American Dollar is competing well against both the Euro and the Yen. What does this mean for American consumers? Read more to find out.

  • The Importance of Keeping Up With Finance News

    Updated: 2012-03-27 16:12:10
    The modern world has numerous intricacies to it compounded by the realities of globalization and rapid technological advancements. What this means is that no one can decide to remain ignorant of their environment and all that is going on around the world as this directly or in directly affects our lives. Many people have always [...]

  • Pay off cards quickly ‘to avoid Christmas debt difficulties’

    Updated: 2012-03-27 08:08:05
    Aussies planning on funding Christmas by using credit cards are being urged to ensure they pay off the balance as soon as possible. Those considering how they will fund their expenditure over the Christmas period are being advised to do so with caution. Chris Whitehead, chief executive of Credit Union Australia, claims that people looking at how [...]

  • Retirement Savings Tax Credit Tips

    Updated: 2012-03-26 21:54:07
    If you make eligible contributions to an employer-sponsored retirement plan or to an individual retirement arrangement, you may be eligible for a tax credit, depending on your age and income. Here are six things the IRS wants you to know about the Savers Credit: 1. Income limits The Savers Credit, formally known as the Retirement [...]

  • Should I Use My Retirement To Pay Off Debt

    Updated: 2012-03-23 17:53:51
    Using retirement funds to pay off debt is an individual decision depending on your goals, your debt-to-income ration, and the type of debt you have.

  • Legal Action Halts Alleged Mortgage Relief Scammers Who Lured Homeowners with Bogus Claims

    Updated: 2012-03-22 17:48:00
    Consumer Complaints , Consumer Advocates , Debt , Consumer News , Personal Finance , Consumer Watchdog , Consumer Scams FMD Consumer News A consumer news , consumer advocate and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search ADVERTISE Home Consumers Debt Featured Scams Legal Action Halts Alleged Mortgage Relief Scammers Who Lured Homeowners with Bogus Claims 22. March 2012 by Allen Defendants Falsely Promised They Could Help Desperate Consumers Who Joined Group Lawsuits Against Their Lenders At the request of the Federal Trade Commission , a U.S . district court has halted an operation that took in more than 1

  • Where’s My Tax Refund: 3 Common Reasons for Delays

    Updated: 2012-03-22 15:00:57
    If you're anxiously watching the mailbox wondering where your tax refund is, you're certainly not alone. Many people are counting on their tax refund to help fund their most recent home improvement project or pay off debt that's been lingering around for the last millennium. Okay, maybe that last one was a bit harsh, but you get the idea. It might have been several days or weeks since you filed your federal and state taxes, and you're wondering what's the holdup. Here are a few things that can delay your tax refund, and how you can track it down.

  • $5000 Cash Giveaway!

    Updated: 2012-03-21 15:01:58
    I am excited to announce that we are partnering with IRAMarket, and a few other personal finance bloggers in a $5000 cash giveaway to help you fund your IRA!

  • Vanguard Lowers My Portfolio’s Fund Fees… Again!

    Updated: 2012-03-21 09:20:39
    Vanguard Lowers My Portfolio’s Fund Fees Again There will always be debate regarding investing in actively-managed stock pickers vs . passive index followers . But even for active managers , costs matter more than star ratings and past performance The lower the expenses , the less headwind year in and year . out The best thing about using Vanguard funds is that they have consistently lowered my investment fees over time as their own costs have dropped . When that happens , it’s like getting guaranteed higher returns that continue to compound each . year Last year , they lowered the fees on several funds and also added Admiral shares Last month , they dropped some fees on their Emerging Markets fund . Most recently , they announced another round of expense ratio cuts Check the article for

  • California Ponders Law To Force Debt Collectors to Prove Who Owes a Debt Before Collecting or Suing Consumers

    Updated: 2012-03-21 09:20:00
    Consumer Complaints , Consumer Advocates , Debt , Consumer News , Personal Finance , Consumer Watchdog , Consumer Scams FMD Consumer News A consumer news , consumer advocate and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search ADVERTISE Home Consumers Debt Debt Collectors Featured California Ponders Law To Force Debt Collectors to Prove Who Owes a Debt Before Collecting or Suing Consumers 21. March 2012 by Allen My hope is that this bill passes and other states adopt similar laws to protect . consumers State Senator Mark Leno D-San Francisco has sponsored Senate Bill 890, also known as the Fair Debt Buyer

  • what is a credit card part 2

    Updated: 2012-03-21 07:00:00
    What is a Credit Card? A credit card is considered the most flexible and convenient payment mode for consumers and business persons. Credit cards provide consumers interest-free credit upon the time of purchase until the end of the billing period. Statistics from the Canadian Bankers Association show [...]

  • ING Direct Business Savings Account Promotion Reference Codes

    Updated: 2012-03-20 07:42:24
    ING Direct Business Savings Account Promotion Reference Codes ING Direct is well-known for their personal savings account but they also have a Orange Business Savings Account As you might expect , it’s straightforward with no minimum balance requirements and no maintenance fees . Interest rates aren’t the best right now , but it’s still a good place to stash extra business cash deposits if you don’t need it immediately . The current interest rate is 0.50 APY and is . FDIC-insured As with their personal account , you’ll need to link this account with a business checking account . It works with sole proprietorships , partnerships , limited liability companies LLCs and corporations . You can also provide access for up to three people with separate login credentials . Here is an ongoing list

  • what is a credit card part 2

    Updated: 2012-03-20 07:00:00

  • Two Defendants in Abusive Debt Collection Case Are Banned from the Industry, Will Surrender Assets

    Updated: 2012-03-19 16:35:00
    , Consumer Complaints , Consumer Advocates , Debt , Consumer News , Personal Finance , Consumer Watchdog , Consumer Scams FMD Consumer News A consumer news , consumer advocate and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search ADVERTISE Home Consumers Debt Debt Collectors Scams Two Defendants in Abusive Debt Collection Case Are Banned from the Industry , Will Surrender Assets 19. March 2012 by Allen Two men who worked for an allegedly abusive and deceptive debt collection operation will be banned from the business as part of settlements reached with the Federal Trade . Commission The settlement orders against

  • Kiva Microfinance Loan Update & Default Rates

    Updated: 2012-03-19 08:49:30
    Kiva Microfinance Loan Update Default Rates I have been lending some money to people through Kiva microfinance to help alleviate poverty since 2007. While reinvesting some funds that were paid back , I noticed that I just reached 1,000 in money lent out through 40 loans of 25 each . Kiva loans do not pay any interest . Out of the 1,000 that I have lent out , I have received about 805 back , about 185 is outstanding , and I have lost about 10. Now , you should know that the people borrowing this money are paying interest rates much higher than zero but much of that interest goes back to paying operational costs and covering defaults . There has been some debate as to whether this is becoming a form of predatory lending , but I believe there is a real need for such lending in these countries

  • what is mbna (Part 2)

    Updated: 2012-03-18 07:00:00
    What is MBNA? MBNA is a division of The Toronto-Dominion Bank. It is currently the largest MasterCard issuer in Canada. It dominates the field of affinity marketing and works to develop a mutually rewarding relationship with its members. MBNA regularly invests in initiatives that help enhance the [...]

  • what is capital one

    Updated: 2012-03-18 07:00:00
    What is Capital One? Capital One Canada boasts of some of the most competitive credit card offers for consumers. It came out with the first Platinum MasterCard in Canada in 1996. Today, you can depend on Capital One’s relentless campaign to create various types of credit cards to fill in consumer [...]

  • TIPS and Historical Breakeven Inflation Rates

    Updated: 2012-03-16 06:17:33
    TIPS and Historical Breakeven Inflation Rates The Calafia Beach Pundit has an interesting discussion on TIPS inflation-linked bonds What caught my eye was a nice chart of historical TIPS real after-inflation yields vs . Treasury nominal yields . The difference is what inflation would have to be for them to pay out the same total yield , called the breakeven inflation rate” . If actual inflation is lower , then Treasury bonds end up paying more . If actual inflation is higher , then TIPS pay more . I’m not really sure why the breakeven inflation rate is on a different scale . It’s interesting how relatively steady the breakeven inflation rate has been . The low breakeven inflation rate back in 2009 was a good time to stock up on TIPS . Today , the expected inflation is about the same as

  • West Virginia AG Sues Midland Funding for Fraud Debt Collection Practices

    Updated: 2012-03-12 20:05:00
    Consumer Complaints , Consumer Advocates , Debt , Consumer News , Personal Finance , Consumer Watchdog , Consumer Scams FMD Consumer News A consumer news , consumer advocate and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search ADVERTISE Home Consumers Credit Cards Debt Debt Collectors Featured Scams West Virginia AG Sues Midland Funding for Fraud Debt Collection Practices 12. March 2012 by Allen It is about time Midland Funding got some notice for it's questionable i.e . false affidavits Perhaps other state AG s will put Midland under the legal microscope and take action as . well Attorney General Darrell McGraw

  • Personal Finance Books Giveaway [March 2012]

    Updated: 2012-03-09 00:00:48
    The last 3 years of being a personal finance blogger has helped me amass a great collection of personal finance books, and it's time to share them with you.

  • Helpful Ways to Retire Without a Mortgage

    Updated: 2012-03-08 21:15:48
    The goal of all retirement financial planning is simple—you need to be earning more in passive income than you spend each month. Retirement doesn’t necessarily happen at age 65. For some it happens much earlier in life due to good business decisions, inheritances, etc. For others, it never happens! One of the best ways to [...]

  • American Express Twitter #hashtags Promotion

    Updated: 2012-03-08 05:00:22
    American Express Twitter hashtags Promotion American Express is definitely one of the more creative card issuers when it comes to using new social media and technology . This time around they want to you to use Twitter hashtags to earn discounts at various . merchants Link your Twitter account at sync.americanexpress.com twitter Register your American Express . card Tweet specific hashtags to sign up for specific offers . For example , you can tweet Get your laboratory-perfected food at AmexMcDonalds” and you’ll get 5 off any 5 purchase at McDonald’s when you buy using your linked AmEx . A free lunch You’ll get confirmation that you are enrolled via an reply back mymoneyblog thx for enrolling in AmexMcDonalds offer . Spend w synced Card receive credit . See terms : aexp.co W4b” Want to

  • Payday Financial LLC Illegally Sued Debt-Burdened Consumers in South Dakota Tribal Court Without Jurisdiction

    Updated: 2012-03-07 18:13:00
    Consumer Complaints , Consumer Advocates , Debt , Consumer News , Personal Finance , Consumer Watchdog , Consumer Scams FMD Consumer News A consumer news , consumer advocate and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search ADVERTISE Home Consumers Debt Debt Collectors Featured Payday Financial LLC Illegally Sued Debt-Burdened Consumers in South Dakota Tribal Court Without Jurisdiction 7. March 2012 by Allen The Federal Trade Commission expanded its case against an allegedly deceptive payday lender , charging that it sought to unfairly and deceptively manipulate the legal system and force debt-burdened

  • Lending Club Returns [February 2012]

    Updated: 2012-03-07 00:00:21
    The Lending Club peer lending platform is a great way to help people get out of debt while earning returns on your money; especially in a bad economy.

  • Carnival Roundup – 3-4-12

    Updated: 2012-03-05 02:48:53
    My Retirement Blog recently participated in the following carnivals. Yakezie Carnival at Not Made of Money Carnival of Financial Camaraderie at My University Money Festival of Frugality at Debt Free by Thirty Canadian Finance Carnival at Canadian Finance Blog Carnival of Financial Planning at Skilled Investor Carnival of Retirement at Money Reasons Financial Carnival for [...]

  • Passive Investment in Index Funds and Peer Lending

    Updated: 2012-03-05 00:00:55
    Passive investment using Target Retirement Index Funds and Peer Lending is a great hands off approach to making solid returns in an unstable market.

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